Medicare Advantage plans in Arizona provide an alternative way to get your Original Medicare benefits. Original Medicare is the federally administered health-care program for seniors and certain disabled individuals. A Medicare Advantage plan must include at least the same level of medical and hospitalization coverage as Original Medicare, Part A and Part B. In addition, coverage might be included for other services, such as routine vision and dental, or hearing services. Some Medicare Advantage plans might also include prescription drug coverage as part of the plan; these plans are known as Medicare Advantage Prescription Drug plans.
Medicare Advantage plans are offered through private insurance companies that are contracted by Medicare. The specific benefits and cost of that coverage can vary by company and plan. For example, the cost of a Medicare Advantage plan in Arizona may fluctuate between different counties in the state.
Here at the Medicare Pro, we specialize in Medicare Advantage plans in Arizona and we offer a wide range of insurance plan types. Some of the options include Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs), which are two popular types of managed-care plans. Private Fee-for-Service(PFFS) plans are another type of Medicare Advantage plan that may be available; if you enroll in this type of plan, you’ll need to get coverage from providers and hospitals that agree to contract with the PFFS plan on a case-by-case basis and accept its payment terms. Special Needs Plans are available for beneficiaries who meet eligibility criteria, including those who live in an institution, have Medicaid, or have certain chronic conditions. Beneficiaries may also choose to open a Medicare Medical Savings Account (MSA), which is a high-deductible plan that also includes a savings account.